THE SARASOTA NATIVE GROUP REAL ESTATE BLOG

Real Estate Information & Helpful Articles

Mortgage Deferment vs. Forbearance

2020-04-10T07:59:52-04:00

More homeowners are in search of mortgage relief due to the COVID-19 pandemic, and options like mortgage deferment and mortgage forbearance are becoming readily available to those in need. But “we are seeing the terms being used interchangeably,” Sara Singhas, director of loan administration for the Mortgage Bankers Association, told realtor.com®. Mortgage deferment and mortgage [...]

Mortgage Deferment vs. Forbearance2020-04-10T07:59:52-04:00

Mortgage Help – Deferred Payments

2020-03-30T12:57:27-04:00

Fannie, Freddie Unveil Easy-to-Use Mortgage Help The mortgage giants that back over half of all U.S. mortgages will allow owners to skip two mortgage payments for any reason and add them to the end-date of their loan. WASHINGTON – Mortgage giants Fannie Mae and Freddie Mac unveiled a payment deferral option for homeowners struggling to [...]

Mortgage Help – Deferred Payments2020-03-30T12:57:27-04:00

Home Buying Checklist

2020-02-07T13:51:43-05:00

Some Highlights: If you’re thinking of buying a home, plan ahead and stay on the right track, starting with pre-approval. Being proactive about the homebuying process will help set you up for success in each step. Make sure to work with a trusted real estate professional along the way, to help guide you through the homebuying steps specific to your [...]

Home Buying Checklist2020-02-07T13:51:43-05:00

Maximize The Return On Investment When Selling A House.

2020-01-07T12:07:00-05:00

Some Highlights: If you’re planning on selling your house in 2020, these are the top renovations that will give you the highest Return on your Investment. Regardless of how long you’re planning on staying in your current home, it’s smart to be aware of which home renovations add the most value. The exterior of a [...]

Maximize The Return On Investment When Selling A House.2020-01-07T12:07:00-05:00

What Credit Score Do You Need To Buy A House?

2019-12-29T10:32:05-05:00

There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between 740 and 800. Here is the breakdown [...]

What Credit Score Do You Need To Buy A House?2019-12-29T10:32:05-05:00

The Cost of Renting Is More Than Owning

2019-11-15T11:40:56-05:00

Some Highlights: Historically, the choice between renting and buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice is clear. Every market is different. Before you renew your lease, find out if you [...]

The Cost of Renting Is More Than Owning2019-11-15T11:40:56-05:00

Your Home Inspection Checklist

2019-10-30T11:38:17-04:00

You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. Agents often recommend you make your offer contingent upon a clean home inspection. This contingency allows you to renegotiate the price you offered for the home, ask the sellers to cover repairs, or in some [...]

Your Home Inspection Checklist2019-10-30T11:38:17-04:00

Save On Your Energy Bill By Doing These 4 Things

2019-10-11T14:38:50-04:00

As a homeowner, it’s important to keep your home running efficiently, not only to save money, but also to help the environment thrive. October 2nd is Energy Efficiency Day, a perfect time to think about making some key upgrades that will improve the efficiency of your home. If you’re looking to sell your house and [...]

Save On Your Energy Bill By Doing These 4 Things2019-10-11T14:38:50-04:00

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